Privacy Policy
Last Updated: November 2025
1. Overview
CA&J Consulting (“CA&J Consulting,” “we,” “us,” or “our”) respects your privacy and is committed to protecting it through our compliance with this Privacy Policy (“Privacy Policy”). This Privacy Policy describes how we collect, use, disclose, and safeguard your Personal Information when you visit our website at https://www.ca-jconsulting.com, communicate with us, or otherwise interact with our services (collectively, the “Website”).
This Privacy Policy does not apply to the customers of our clients whose data we may receive solely for the purpose of helping those clients with financing-related services. In those cases, CA&J Consulting operates only as a processor/service provider, and the client’s privacy policy governs how their customers’ information is handled.
By accessing or using our Website, you agree to this Privacy Policy. If you do not agree with our practices, please discontinue use of the Website.
2. Information That CA&J Consulting Collects About You
We may collect personal information (“Personal Information”) about you in several ways:
Information You Provide Directly
When you fill out a form, request financing information, apply for funding, subscribe to updates, contact us, or otherwise interact with CA&J Consulting, we may collect your name, email address, phone number, business information, financial details you choose to share, and any additional information you voluntarily submit.
Information from Third Parties
SMS data is not shared with third parties (excluding SMS providers).
We may obtain Personal Information from marketing partners, advertising networks, business affiliates, public databases, lead sources, and social media platforms.
Automatically Collected Information
We may automatically collect IP address, device details, browser data, usage activity, and tracking data through cookies and similar tools.
3. How CA&J Consulting Uses Your Information
We use Personal Information to:
- Provide and improve financing-related services
- Respond to inquiries and requests
- Enhance Website functionality
- Support customer service
- Operate business processes
- Communicate updates, offers, or service information
- Improve security
- Conduct advertising and marketing
- Comply with legal requirements
4. How CA&J Consulting Protects Your Information
We implement reasonable administrative and technical safeguards to protect Personal Information. No method of transmission or storage is 100% secure. Contact us immediately if you believe your information may be compromised.
5. When CA&J Consulting Shares Your Information
We may share Personal Information with service providers, affiliates, business partners, marketing platforms, and where legally required. We do not share your phone number or opt-in consent without your express written permission.
6. Data Retention
We retain Personal Information only as long as necessary to fulfill business, legal, and compliance purposes. We may retain anonymized data indefinitely.
7. Information From Children
We do not knowingly collect Personal Information from individuals under 16.
8. Links to Other Websites
We are not responsible for third-party website content or privacy practices.
9. Do Not Track
Our Website does not currently respond to DNT signals.
10. Your Rights
You may have rights depending on your region, including:
- Access
- Correction
- Deletion
- Opt-out of marketing
- Restriction of processing
11. U.S. State Privacy Rights
Residents of states with privacy laws (including Texas, California, Virginia, Colorado, and others) may have enhanced rights. CA&J Consulting does not sell Personal Information.
12. International Data Transfers
If you are located outside the U.S., your data may be transferred to the U.S. We use reasonable safeguards.
13. Updates to This Privacy Policy
We may update this Privacy Policy at any time. Continued use of the Website means you accept changes.
14. Contact Us
CA&J Consulting
Email: [email protected]
Website: https://www.ca-jconsulting.com
1118 Springbrook Rd Pflugerville TX 78660